{
 "updated": "2026-10-18",
 "note": "Seed entries are dated facts read from official pages on 2026-10-18. 'page_updated' means the official page shows that update date; the page does not say what changed, so we don't claim a specific change. New entries are added by scripts/check_fees.py.",
 "changes": [
  {
   "date": "2026-10-01",
   "app_ids": [
    "robinhood"
   ],
   "type": "regulatory",
   "status": "verified",
   "summary": "FINRA trading activity fee (sell orders only) paused from Oct 1 to Dec 31, 2026, per Robinhood. Does not affect recurring buys.",
   "source": "https://robinhood.com/us/en/support/articles/trading-fees-on-robinhood/"
  },
  {
   "date": "2026-09-09",
   "app_ids": [
    "swan"
   ],
   "type": "page_updated",
   "status": "verified",
   "summary": "Swan's fee FAQ shows an update on Sep 9, 2026. Current page: 1% on buys; Swan Safe custody 0.03%/month, waived with auto-withdrawal.",
   "source": "https://help.swanbitcoin.com/hc/en-us/articles/360045394134-What-are-Swan-Bitcoin-s-fees"
  },
  {
   "date": "2026-08-06",
   "app_ids": [
    "river"
   ],
   "type": "page_updated",
   "status": "verified",
   "summary": "River's fee page shows an update on Aug 6, 2026. Current page: 0% recurring buys after the first 7 days or first order.",
   "source": "https://support.river.com/hc/en-us/articles/50055900679315-What-are-River-s-fees"
  },
  {
   "date": "2026-07-21",
   "app_ids": [
    "river"
   ],
   "type": "page_updated",
   "status": "verified",
   "summary": "River's recurring-buys article shows an update on Jul 21, 2026 (frequencies, minimums, debit timing).",
   "source": "https://support.river.com/hc/en-us/articles/50061352349715-What-are-recurring-buys"
  },
  {
   "date": "2026-06-29",
   "app_ids": [
    "kraken"
   ],
   "type": "page_updated",
   "status": "verified",
   "summary": "Kraken's recurring-orders article shows an update on Jun 29, 2026.",
   "source": "https://support.kraken.com/articles/recurring-orders"
  },
  {
   "date": "2026-06-15",
   "app_ids": [
    "robinhood-crypto"
   ],
   "type": "fee_disclosure",
   "status": "verified",
   "summary": "Robinhood Crypto: as of Jun 15, 2026, Robinhood receives $0.95 per $100 of market-maker-routed crypto volume, included in the spread.",
   "source": "https://robinhood.com/us/en/support/articles/crypto-order-routing/"
  },
  {
   "date": "2026-04-04",
   "app_ids": [
    "robinhood"
   ],
   "type": "regulatory",
   "status": "verified",
   "summary": "SEC fee set at $20.60 per $1M of principal on sells (Robinhood doesn't pass it on for equity sales of $500 or less). Buys unaffected.",
   "source": "https://robinhood.com/us/en/support/articles/trading-fees-on-robinhood/"
  },
  {
   "date": "2026-03-10",
   "app_ids": [
    "m1"
   ],
   "type": "page_updated",
   "status": "verified",
   "summary": "M1's cost page dated Mar 10, 2026: $3/month Platform or IRA fee unless $10k+ in assets or an active personal loan.",
   "source": "https://help.m1.com/en/articles/9331969-how-much-does-it-cost-to-use-m1"
  },
  {
   "date": "2026-02-15",
   "app_ids": [
    "gemini"
   ],
   "type": "page_updated",
   "status": "verified",
   "summary": "Gemini fee schedule dated Feb 15, 2026. Fees are variable and shown at checkout; recurring orders include a spread.",
   "source": "https://www.gemini.com/fees/gemini-fee-schedule"
  },
  {
   "date": "2025-10-24",
   "app_ids": [
    "public",
    "public-crypto"
   ],
   "type": "page_updated",
   "status": "verified",
   "summary": "Public's Investment Plan fee article dated Oct 24, 2025: $0.49/$0.99/$1.99 per execution by symbol count; crypto 1.25%.",
   "source": "https://help.public.com/en/articles/7260782-what-are-the-fees-for-investment-plans"
  }
 ]
}