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Charles Schwab recurring investment fees (2026)

Recurring fee: $0 · Spread: n/a · Checked 2026-10-18 against Charles Schwab's own pages.

What it costs per year

$100/weekn/aper year
$500/weekn/aper year
$1000/monthn/aper year
$25/dayn/aper year

Published fee + published spread × buys per year. Methodology. Try your own numbers in the calculator or the switch calculator.

Details

Recurring fee
$0 online commission for listed stocks and ETFs; $0 on OneSource mutual funds
Spread
Not applicable / not published
Minimum
As little as $1 per Automatic Investment Plan (AIP) transaction (mutual funds); fractional shares from $1
Frequencies
AIP: weekly, every other week, twice a month, monthly, every 3 months, every 6 months, annual (mutual funds only)
Fractional
Yes
ETF auto-buy
No
IRA support
Unknown
Notes
Schwab's Automatic Investment Plan is for eligible mutual funds only. Schwab states 'only mutual funds are eligible for automatic investments', so a VOO-style ETF auto-buy is not available; an S&P 500 index mutual fund can be auto-bought instead. Fractional shares of most US-listed stocks and ETFs can be bought manually from $1. IRA eligibility for AIP was not confirmed on the pages checked.
Last checked
2026-10-18

Sources

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